Requirements for Texas car insurance

Like most of the US states, Texas holds its own requirements concerning automobile insurance coverage. There are many states that do not hold any requirements for vehicle insurance; Texas does have minimums, as well as stiff penalties for driving without car insurance. Auto insurances come in a variety of forms with each insurance company providing financial protection for specific set of circumstances. Texas only requires drivers to carry liability insurance, which covers injuries and damage when the policy holder has caused an accident. However, drivers that fail to maintain required insurance on their vehicles can face a host of penalties, which can also include driver’s suspension and vehicle impoundment. 

Car owners are required to display a proof of automobile liability insurance before they go ahead with the registration procedure of their vehicle in Texas. Texas car insurance can be obtained from an authorized insurance agent, which further requires the insurance companies to notify the Texas Department of public safety in the event if the coverage is canceled, terminated or eventually lapses. Texas law enforcement officers also have an access to a system called Texas Sure, which enables them to automatically check whether the vehicle holds the required auto insurance by searching the for a license plate or vehicle identification number. The best part about this system is that it is accessible even if the officer is in the patrol car. This process makes it quite simpler and easier for the Texas Law enforcement and county tax officials about whether the owner is holding the required Texas car insurance or not.